Let a certified planner help you out of your debt bed

If you stumbled into the new year nursing a financial “hangover” brought on by excessive festive season spending, help is at hand: you can recover and rise from your debt bed.

At the next meeting of the acsis/personal Finance Financial Planning Club, Paul Leonard will help you to get a handle on how to manage your debt and finances wisely so that you can eliminate debt. The presentation will focus on: The best ways to reduce debt and save; Good credit versus bad credit; Debt management tools, including debt consolidation;

Practical advice on developing and setting up an “emergency fund”;

Helping you to determine where your money goes and how to develop a spending plan; and

Differentiating between what you own and what you owe.

Leonard has a Certified Financial Planner accreditation and is a five-time finalist of the Financial Planner of the Year award. He was also the first financial planner to have a practice Iso-certified in South Africa.

Leonard is an executive director of Consolidated Financial Planning and manages the company’s Eastern Cape region. He has become well known throughout the region for his daily personal finance insert called Money Talk on Algoa FM.

Leonard is also a regular contributor to various national publications, has produced two DVDS on personal finance and has become a sought-after speaker.

The presentation will take place at the Wanderers Club, 21 North Street, Illovo, on Tuesday, February 28, at 5.30pm for 6pm.

For more information or to book, telephone Nomhle Somdaka on 0860 101 226 or email info@fpclub.co.za

You can also book on the club’s website, www.financialplanningclub.co.za

Non-members pay R125 to attend. Members of the Financial Planning Institute pay R80, and the cost for students and pensioners is R75.